The Client Roadmap
Application
Begin by completing our simple online questionnaire. This gives us an overview of your income, credit, and financial picture so we can get to know you as a borrower.
Pre-Approval
We review your documents and credit to issue a verified pre-approval. This shows sellers you’re a serious buyer and helps define your budget with confidence.
Under Contract
Once your offer is accepted, we move forward with securing financing for your new home. Our team works closely with you and your agent to keep things moving smoothly.
Processing & Underwriting
We collect, verify, and package your loan documentation for underwriting. The underwriter reviews everything to ensure you meet program guidelines. We might ask for updated/more documents at this time if needed.
Clear To Close
Final approval is issued! We coordinate with the title company and schedule your closing date. You’ll receive a final closing disclosure, and a call 1 week prior to close so you know exactly what to expect.
Funding
On closing day, loan funds are disbursed, and the keys are yours. Congratulations—you’re officially a homeowner!
Post-Closing Communications
Our relationship doesn’t stop at closing. We stay in touch to answer questions, provide ongoing mortgage support, and celebrate your milestones.
Lifelong Financial Concierge
As your trusted mortgage team, we’re here for the long run. From refinancing to future purchases, to any questions, we’ll guide you through every stage of your financial journey.